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Terms of Service

Last Updated: October 3, 2025

Welcome to Stock Analysis AI. These Terms of Service ("Terms") govern your access to and use of our website, services, and applications. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using Stock Analysis AI, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our services.

2. Description of Services

Stock Analysis AI provides:

• AI-powered stock market analysis and insights
• Market trends and chart analysis
• News sentiment analysis
• Stock recommendations and reports
• Real-time market data and analytics

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.

3. User Accounts and Registration

To access certain features, you may need to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account
• Not share your account with others

4. Disclaimer of Investment Advice

Stock Analysis AI is NOT a registered investment advisor, broker-dealer, or financial planner. Our services are provided for informational and educational purposes only. You understand and agree that:

• Our analysis and recommendations are not personalized investment advice
• Past performance does not guarantee future results
• Stock market investments carry inherent risks, including loss of principal
• You are solely responsible for your investment decisions
• We do not guarantee the accuracy, completeness, or timeliness of any information

5. User Conduct and Prohibited Activities

You agree NOT to:

• Use our services for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the services or servers
• Reproduce, duplicate, or copy any part of our services without permission
• Use automated systems (bots, scrapers) to access our services
• Transmit viruses, malware, or harmful code
• Impersonate any person or entity
• Violate any applicable laws or regulations

6. Intellectual Property Rights

All content, features, and functionality of Stock Analysis AI are owned by us and protected by copyright, trademark, and other intellectual property laws. You may not:

• Copy, modify, or distribute our content without written permission
• Use our trademarks, logos, or branding
• Create derivative works based on our services
• Reverse engineer or attempt to extract source code

7. Third-Party Links and Services

Our services may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party services is at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law, Stock Analysis AI and its affiliates shall not be liable for:

• Any investment losses or financial damages
• Indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Errors, omissions, or inaccuracies in our analysis
• Service interruptions or technical failures

Our total liability shall not exceed the amount you paid us in the past 12 months, or $100, whichever is less.

9. Indemnification

You agree to indemnify and hold harmless Stock Analysis AI from any claims, damages, losses, or expenses arising from your use of our services, violation of these Terms, or infringement of any rights of others.

10. Data Privacy and Security

Your use of our services is also governed by our Privacy Policy. We implement reasonable security measures to protect your information, but cannot guarantee absolute security.

11. Payment and Subscriptions

If you purchase a paid subscription:

• Payments are processed through secure third-party providers
• Subscriptions automatically renew unless cancelled
• Refunds are subject to our refund policy
• We may change pricing with advance notice

12. Termination

We reserve the right to suspend or terminate your access to our services at any time, without notice, for:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• Any reason at our sole discretion

You may terminate your account at any time by contacting us or using account settings.

13. Modifications to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use after changes constitutes acceptance of the new Terms.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of [Your Jurisdiction]. Any disputes shall be resolved through binding arbitration in accordance with applicable arbitration rules, except where prohibited by law.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Stock Analysis AI regarding the use of our services.

17. Contact Information

If you have any questions about these Terms, please contact us:

• Email: support@stockanalysisai.com
• WhatsApp: +1 (555) 123-4567
• Address: 123 Tech Street, San Francisco, CA 94105, USA